For most contractors, one of the biggest risk-management issues is getting paid. In today’s economic times, many lenders have been forced to foreclose on a loan made to a project owner or developer. When this happens, contractors can be left holding the bag if the lender’s claims wipe out the contractor’s lien rights. Minimize the chance of losing out by recognizing when a lender, through the owner/developer, asks the prime contractor to consent or subordinate the contractor’s rights to the lender by signing documents.